By Nicolas Treppides, Founder, Moneygate
In an era marked by rapid digital transformation, electronic money institutions (EMIs) are at the forefront of redefining financial services. The insights from the 2023 McKinsey Global Payments Report provide an interesting framework for navigating the complexities of this landscape, highlighting the transition into what is termed the “Decoupled Era.”
As we embrace the Decoupled Era, the focus intensifies on technology-driven solutions that facilitate seamless, secure, and instant financial transactions. The global movement towards digital wallets and instant payments,